Help Aging Parents and Loved Ones

Step one in helping an aging parent or loved one is to learn about the different senior living options available. For example, The Langford at College Station is a CCRC (Continuing Care Retirement Community) that provides a unique health care benefit.

What is a health care benefit?

Ours is a discount given to independent living residents if and when they require future health care. The Langford's health care benefit, for example, offers independent living residents a discount on future assisted living, memory care and skilled nursing care, if ever needed.

CCRCs Explained

CCRCs offer independent living residential options on a campus that also provides convenient services and amenities, educational and social activities, wellness opportunities, and priority access to on-site health care services. With its full range of living ad care options, a CCRC is the most flexible, long-term choice for both active independent living and access to future heath care.

Independent Living Demystified

Healthy seniors who can live independently have several residential options for a maintenance-free lifestyle. Independent living at The Langford provides residential condo-style flats in an active and fun senior living community.

CCRC Community Variants

Active Adult Communities

Residents purchase or rent a house or townhouse in an age-restricted community. Amenities may include a clubhouse and fitness center, but services rarely include meals, housekeeping, maintenance, transportation or access to health care. 

Residential Communities

Age-restricted rental apartments with a range of amenities are known as residential communities. They include some services - for example, one or more daily meals and transportation. Additional services are typically à la carte, and access to care, if available, will be at additional cost.

Assisted Living

Licensed, caring professionals assist with daily living activities such as grooming, bathing and medication management. Assisted living is designed to help residents maintain as much control of their lives as they can, while ensuring they get the helping hand they need. Private or shared apartments, maintenance, housekeeping, three daily meals, scheduled activities and customized care - these are the hallmarks of effective assisted living. 

Assisted living is most often paid for by the resident. However, it can partially be covered by VA benefits for some residents, and sometimes by long term insurance, depending on the policy.

Assisted living costs in College Station could run as high as $9,000 per month, depending on the level of care received and choice of apartment.

How do you know if a loved one needs assisted living?

Assisted living is ideal for those who may benefit from getting help with one or two activities of daily living (e.g., bathing, dressing, medication), maintenance-free living, 24/7 emergency response, and daily general oversight.

Many seniors move to Assisted Living for the peace of mind gained by having access to health care, either because they have a current need or foresee a need in the near future. This type of service and oversight helps residents live longer, healthier lives by helping prevent falls and other accidents that can be life changing to a senior.

Skilled Nursing

Long-term care and short-term care, including rehabilitation services after surgery or illness, are provided by skilled nursing centers. Staff members include registered nurses, nurse practitioners and a variety of certified specialists. Services are provided at dedicated skilled nursing facilities or, as they will be at The Langford.

Skilled nursing care is charged on a daily basis and is typically paid for by one or more of the following: Medicare, Medicaid, a variety of supplemental insurance, sometimes VA benefits, and sometimes long-term care insurance, depending on the policy. In College Station, skilled nursing rates can range from $150-$300+ per day, depending on the level of care provided and room selection.

How do I know if my loved one needs skilled nursing?

A short-term stay in skilled nursing most often occurs after a hospital stay, post-surgery, if a resident needs IV antibiotics, or to transition from intensive hospital care to a slightly lower level of nursing care. In these cases, it isn't uncommon for residents to eventually transition to an assisted living community. Other times, a long-term move to skilled nursing occurs because a senior can't receive the care needed at home. In this case, skilled nursing care is more practical financially. 

What does it cost to live at a CCRC?

Costs vary from one CCRC to another, depending on the contract options. Most CCRCs offer their independent living residents a discount on future health care that can make the move surprisingly affordable. Because contract options cater to different situations and desires, you should ask a community counselor for an explanation of cost, as well as value. 

Independent living residents pay an entrance fee, based on their choice of residence, and a monthly fee that covers services, amenities and discounted future health care services. Entrance fees are often partially - or even fully - refundable, depending on the contract selected. Some contracts include a health care benefit, a discount plan that helps offset future health care costs if residents need future assisted living, memory care or skilled nursing.

Talk to a sales counselor at The Langford at College Station

We welcome your questions, whether you're interested in moving or just learning about senior living. If you'd like more information, want to schedule a visit or have questions, please contact us.