Common Questions about Cornerstone
Questions about continuing care or our independent living lifestyle? Our answers to commonly asked questions are here for your convenience. And if what you want to know isn't covered, contact us, and we'll get back to you as soon as possible.
What is a CCRC?
A CCRC is a continuing care retirement community. CCRCs offer residents an enriched living situation where individuals can move from independent living into various levels of health care, as needed. Residents have access to assisted living, memory care, skilled nursing and rehabilitation, and home health, which is typically provided under the same roof or on the same campus, often at discounted rates. Usually, CCRCs require an entry fee plus monthly service fees in exchange for a residence, meals and various other services.
What is a health care benefit?
Of the many CCRCs available today, some offer a health care benefit, or a discount given to independent living residents should they require future health care that can be received on campus. Cornerstone's health care benefit, for example, offers independent living residents a 10% discount on future assisted living, 15% discount on future memory care and a 20% discount on future skilled nursing care, if ever needed. In the Texarkana area, only Cornerstone provides this kind of benefit and this extensive amount of care all on one campus.
Can you tell me about the health care options at your community?
Residents of Cornerstone have access to assisted living, memory care, skilled nursing, rehab, therapy and home health care services. Our 24-hour on-site staff attentively provides for the needs and comfort of all under their care. The staff includes registered nurses, licensed nurses and certified nursing assistants, plus physical, occupational and speech therapists. Skilled nursing also provides effective rehabilitation services for those recovering from illness, injury, surgery and other hospital stays.
Do I own my apartment or patio home at Cornerstone?
No, Cornerstone owns and maintains the property, which means that it also pays the property taxes and property insurance. Your residency agreement provides for your occupancy of an independent living residence, complete with the relevant services and amenities, as long as you can live independently.
What will I pay to enter the community?
To move to an Independent Living apartment or patio home, you would pay a 90% refundable entry fee (other options may be available), and a monthly service fee that covers services, amenities, and priority access to discounted future health care services. Our entrance fee and monthly service fees are competitive within the Northeast Texas area, and are different for each residence. And a portion of your fees may be tax-deductible.