Commonly Asked Questions

Is MRC owned by the Methodist Church?

MRC is not owned by the Methodist church; however, we enjoy a covenant affiliation, which means we share core values and guiding principles. The first MRC community was actually gifted to our organization by the Methodist church which is how our relationship began. We share beliefs of honoring each individual's sacredness, caring for others in the Wesleyan tradition of doing all the good we can with all the means we can, and are, dedicated to lifelong service ministry.

MRC communities strive for all residents to have as much control over their lifestyle and daily independence as possible, while providing the care they need and conveniences they desire. At our communities we welcome everyone regardless of gender, race, creed, religion, color, disability or nationality. 

What type of communities does MRC own?

MRC owns and operates 10 communities in six different Texas cities which vary from continuing care retirement communities (CCRC's) to affordable housing communities.  The residential options and healthcare available within the different MRC communities may include the following: independent living patio homes, independent living apartment homes, assisted living, memory support, skilled nursing care and home health care services. 

Learn more about our individual communities.

How do I know MRC won't go bankrupt?

The chance of MRC going bankrupt is very slim due the nature of our organization and the precautions we take to ensure financial viability. MRC is a 501(c)(3) nonprofit organization and, as such, we are able to invest excess proceeds back into the communities for improvements and resident care. And because we don't have investors, we don't have to pay dividends or post inflated profit margins. This helps keep community fees to a minimum and helps guard against sharp annual increases.

Being nonprofit means that we are charged with providing good stewardship of the funds entrusted to us. The MRC Leadership team, together with the MRC board, keeps a diligent eye on balancing resident care and hospitality with prudent fiscal responsibility that plans for not only today's needs but also tomorrow's needs at each community. 

What is a CCRC?

CCRC stands for "continuing care retirement community" and they offer older adults a multi-dimensional approach to the aging process by providing for their future healthcare needs.

CCRC's offer independent living residential options like apartments and patio homes on a campus that also provides convenient services and amenities, educational and social activities, wellness opportunities, and priority access to on-site health care services like assisted living and skilled nursing care.

There are three types of CCRC contracts, either A (Life Care contract), B (Modified contract), or C (Fee for Service contract). The difference in the types of contracts boils down to what the resident pays for future health care that is received on campus. A Type A contract offers future health care with little to no additional cost. Type B offers discounts and special offerings for future health care. Type C offers future health care on campus with no discount, otherwise known as full market rate.

With their full range of living and care options, CCRC's are the most flexible, long-term choice for both active independent living and future health care.

For more information about CCRC's

Is it true that there are tax deductions available for fees that I pay while living at a CCRC?

Yes, there are deductions available and many CCRC residents find that they can help offset entry fees and monthly fees related to this type of community.

CCRC residents are sometimes able to deduct portions of their non-refundable entrance fees and monthly fees as prepaid medical expenses. The deductions can be found in Section 213 of the Internal Revenue code.

Qualifying residents are required to sign a lifelong care contract with a CCRC, and the benefits and tax advantages vary with each type of CCRC contract type. Ask your community counselor which contract type their community uses (either A, B, or C). You will want to consult your tax adviser to see how you may be able to take advantage of these credits.

What is the difference between assisted living and skilled nursing?

Assisted living is ideal for those who may benefit from a little help with daily activities (like medication management, bathing, dressing, etc), maintenance-free living, 24 hour emergency response, and general daily oversight.

Many seniors move to Assisted Living for the peace of mind gained by having access to health care either because they have a current need or foresee a need in the near future. This type of service and oversight helps support a healthy, safe lifestyle which could extend the life of residents. 

Skilled nursing offers residents 24 hour, professional nursing care and oversight. In skilled nursing care, both short-term stays and long-term stays most commonly occur after a hospital visit. Skilled nursing helps residents transition from intense hospital care to a slightly lower need for nursing care.  Some residents in skilled nursing receive therapy and rehab which can often result in a transition back home. Other times a long-term move to skilled nursing care occurs because a senior cannot receive the ongoing nursing care they need at their home or with Home Health. In these cases the care required is more financially feasibly at a skilled nursing community.